Governor DeSantis Must Demand Trump and Republican Lawmakers Immediately Reauthorize NFIP

National Flood Insurance Program set to expire September 30 as Trump pushes disaster relief cuts, leaving millions vulnerable

TALLAHASSEE, FL — With the National Flood Insurance Program (NFIP) set to expire in just days, Sabotaging Our Safety is calling on Florida Governor Ron DeSantis to immediately pressure Donald Trump and Congressional allies to reauthorize this critical program. As Trump signals massive cuts to disaster preparedness funding, the potential loss of flood insurance coverage would create a devastating one-two punch for storm-vulnerable communities across Florida.

The stakes couldn’t be higher: if NFIP lapses on September 30, insurance companies will be unable to sell new policies or renew existing coverage, leaving homeowners defenseless against flood damage in states that face some of the nation’s highest flood risks.

In response, former Florida State Senator José Javier Rodríguez released the following statement:

“While Donald Trump and his administration continue efforts to gut disaster preparedness programs, we cannot allow them to also strip away the flood insurance that serves as a lifeline for families trying to rebuild after catastrophic storms. Florida has already endured relentless rainfall throughout this storm season, with communities across Central and South Florida facing repeated flood threats, leaving us vulnerable to the next major storm. Florida cannot afford to lose the federal flood insurance safety net that helps families recover from disasters. Our Governor must use every ounce of political capital to ensure NFIP reauthorization happens immediately—families’ futures depend on it.”

The Critical Role of NFIP

The National Flood Insurance Program provides affordable insurance to property owners in 22,000 communities nationwide. Unlike private insurance, NFIP coverage is available even in high-risk flood zones and serves as an essential alternative to costly taxpayer-funded disaster assistance.

Florida by the Numbers:

  • Over 4 million homes at high flood risk

  • NFIP covers over 1 million homes with $463+ billion in coverage

  • Average claim payment: $20,000 for essential post-storm repairs

The consequences of inaction are clear: without NFIP reauthorization, vulnerable communities will face the next hurricane season with no federal flood insurance safety net—exactly when they need it most.

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